Welcome to Look For A Loan.co.uk. Use the keywords on the left to find information on Lons and Loans or the search box to find other UK LOANS products and Loans services saving time and money. Cheap UK Loans for any purpose. Unsecured personal loans are available for a range of different amounts and repayment terms. They are not secured against property or other assets. The repayment term available may depend on the purpose for which you require the loans, and may be restricted accordingly (e.g Loans for holidays may be restricted to a 12 or 24 month term). The amount available usually ranges from £500 to £25,000 over a term of 6 months to 10 years. This will vary between lenders and products. The amount borrowed is subject to an interest charge, which will be quoted as a percentage. This rate is known as the Annual Percentage Rate (A.P.R). As a general guide, it is advisable to compare the A.P.Rs of different products as this will help you to determine how competitive the Loans are. The way lenders quote interest rates varies. A fixed interest loans rate will stay the same throughout the term of your loan, regardless of any changes in the bank base rate. If the rate offered is a variable rate, it may rise or fall in line with any base rate changes during the term. When lenders quote their APRs they will state whether these are "typical" or whether they are set at one rate for all successful Loans applicants, regardless of the risk they present. The typical rate is a rate that is offered to over 50% of successful applicants, and the exact rate offered to you will depend on your personal circumstances, the amount and term of the loans along with the credit assessment procedures. So the market for Lons of all types, car, house, secured of unsecured and any purpose loans os huge and open within the UK. There has never been a better time to search for a low rate Loan as companies are offering great low APR deals and the generaly low interest times at the moment enable you to borrow the money you need today on highly competitive terms.